MIC & Private Lenders in Canada

Mortgage investment corporations and private lenders for borrowers who do not fit prime lending. Expect higher rates, shorter terms, and equity-based qualifying.

See which mic & private lenders fit you

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Advanced Alternative Lending

Broker or direct · Standard penalty (about three months' interest)
Alpine Credits

Direct only · Standard penalty (about three months' interest)
Alta West Capital

Broker only · Standard penalty (about three months' interest)
Antrim Investments

Broker only · Standard penalty (about three months' interest)
AP Capital

Broker only · Standard penalty (about three months' interest)
Armada Mortgage Corporation

Broker or direct · Standard penalty (about three months' interest)
Atrium Mortgage Investment Corporation

Broker only · Standard penalty (about three months' interest)
Calvert Home Mortgage Investment Corporation

Broker or direct · Standard penalty (about three months' interest)
Capital Direct

Broker or direct · Standard penalty (about three months' interest)
Capital Transit

Direct only · Standard penalty (about three months' interest)
Castleton Hypothèques

Broker or direct · Standard penalty (about three months' interest)
Cliffton Capital

Broker or direct · Standard penalty (about three months' interest)
CMI / Canadian Mortgages Inc. (MIC)

Broker only · Fair, contract-rate penalty
Cove Mortgage

Broker or direct · Standard penalty (about three months' interest)
Financière Victoria

Direct only · Standard penalty (about three months' interest)
First Circle Financial

Broker only · Standard penalty (about three months' interest)
Gentai Capital

Broker or direct · Standard penalty (about three months' interest)
Ginkgo Mortgage Investment Corporation

Broker only · Standard penalty (about three months' interest)
Graysbrook Capital Ltd.

Broker only · Standard penalty (about three months' interest)
Groupe Financier CHOK

Direct only · Standard penalty (about three months' interest)
Interior Equities Corp

Broker only · Standard penalty (about three months' interest)
Lanyard Financial

Broker only · Standard penalty (about three months' interest)
Magenta Capital Corporation

Broker only · Standard penalty (about three months' interest)
Mandate National Mortgage

Broker or direct · Standard penalty (about three months' interest)
MCAN / XMC Mortgage

Broker only · Fair, contract-rate penalty
Morex Capital

Broker or direct · Standard penalty (about three months' interest)
New Haven Mortgage Corporation

Broker or direct · Standard penalty (about three months' interest)
Oppono Lending Company

Broker only · Standard penalty (about three months' interest)
Peel Capital

Broker or direct · Standard penalty (about three months' interest)
Prudent Financial Services (Prudent Mortgage)

Direct only · Standard penalty (about three months' interest)
Sequence Capital

Broker only · Standard penalty (about three months' interest)
Tembo Financial

Broker or direct · Standard penalty (about three months' interest)
Three Point Capital

Broker only · Standard penalty (about three months' interest)
Vault Mortgage Corporation

Broker only · Standard penalty (about three months' interest)
VWR Capital Corp

Broker only · Standard penalty (about three months' interest)
Westboro Mortgage Investment Corp

Broker only · Standard penalty (about three months' interest)

Other kinds of lender

Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates and terms directly with the lender.