Castleton Hypothèques
Quebec private lender that funds first and second residential mortgages from its own capital and works with mortgage brokers. It qualifies borrowers on property equity rather than credit score, serving self-employed, credit-challenged, and newcomer clients in Quebec and Ontario. It lends Quebec, Ontario.
Prepayment-penalty method
Standard penalty (about three months' interest)
Breaking early is penalized at roughly three months' interest, an open-style penalty that is generally on the lower, more predictable end.
See what breaking a mortgage early could costWho it tends to fit
- Self-employed and business-owner borrowers
- Newcomers to Canada building credit here
- Buyers of rental or investment property
- Refinances and equity take-outs
General signals only. Approval depends on the full application; a lender that fits on paper still has to say yes.
What you can do with it
- Buying a home
- Refinancing
Rate types
- Fixed rates
Where it lends
Quebec, Ontario
Good to know
- Rates advertised starting near 10 percent; equity-based private lending, higher cost than prime channels.
How to reach Castleton Hypothèques
Available both directly and through a mortgage broker. This is educational information, not a rate quote; confirm current rates and terms directly.
Visit Castleton HypothèquesEducational summary; rates, terms, and approval are set by the lender.
Want the lenders that fit your situation?
Answer a few questions and see your ranked matches, explained in plain language. Free, about 3 minutes, no SIN, no credit pull.
Other mic & private lenders
Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates, terms, and eligibility directly with the lender before acting.