Alternative (B) Lenders in Canada
Alternative (B) lenders for borrowers with harder-to-document income or bruised credit. A step between prime banks and private lending.
See which alternative (b) lenders fit you
Find My Lenders-
AVEO by CMLS Financial
Broker only · Fair, contract-rate penalty
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B2B Bank
Broker only · Posted-rate penalty (can be costly)
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Bridgewater Bank
Broker only · Fair, contract-rate penalty
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Community Trust
Broker only · Fair, contract-rate penalty
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CTBC Bank
Broker only · Fair, contract-rate penalty
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CWB Optimum Mortgage
Broker only · Fair, contract-rate penalty
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DUCA (Near Prime)
Broker only · Posted-rate penalty (can be costly)
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Effort Trust Company
Broker only · Fair, contract-rate penalty
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EQRAZ Mortgage Information
Broker only · Fair, contract-rate penalty
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Equitable Bank (Alt Channel)
Broker only · Fair, contract-rate penalty
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Fairstone Financial
Direct only · Standard penalty (about three months' interest)
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Farm Lending Canada
Broker only · Fair, contract-rate penalty
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First National Excalibur
Broker only · Fair, contract-rate penalty
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FirstOntario Credit Union (Alt A)
Broker only · Fair, contract-rate penalty
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Fraction Lending Inc
Broker only · Standard penalty (about three months' interest)
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Glasslake Funding
Broker only · Fair, contract-rate penalty
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Haventree Bank
Broker only · Fair, contract-rate penalty
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Home Trust Company
Broker only · Fair, contract-rate penalty
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IC Savings
Broker only · Fair, contract-rate penalty
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Manulife Bank
Broker or direct · Fair, contract-rate penalty
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MCAP Eclipse
Broker only · Fair, contract-rate penalty
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Neighbourhood Holding Company Ltd.
Broker only · Fair, contract-rate penalty
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Questbank
Broker only · Fair, contract-rate penalty
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RFA Bank of Canada
Broker only · Fair, contract-rate penalty
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Strive Aspire
Broker only · Fair, contract-rate penalty
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Wealth One Bank of Canada
Broker only · Fair, contract-rate penalty
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WealthONE Bank
Broker only · Fair, contract-rate penalty
Other kinds of lender
Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates and terms directly with the lender.