First Circle Financial
North Vancouver mortgage investment corporation lending on residential, construction and land deals in major centres of southwestern BC since 1991. Works through the mortgage broker channel with equity-based underwriting. It lends British Columbia.
Prepayment-penalty method
Standard penalty (about three months' interest)
Breaking early is penalized at roughly three months' interest, an open-style penalty that is generally on the lower, more predictable end.
See what breaking a mortgage early could costWho it tends to fit
- Self-employed and business-owner borrowers
- Refinances and equity take-outs
- Construction and new-build financing
General signals only. Approval depends on the full application; a lender that fits on paper still has to say yes.
What you can do with it
- Buying a home
- Refinancing
- Construction / new build
Rate types
- Fixed rates
Where it lends
British Columbia
Good to know
- Access through a mortgage broker
- Lends in southwestern British Columbia only
- Lender and broker fees typical of private lending; confirm total cost before committing
- Maximum loan to value not published; 75 percent assumed as a conservative default
How to reach First Circle Financial
Available only through a licensed mortgage broker, not directly to the public. This is educational information, not a rate quote; confirm current rates and terms directly.
Visit First Circle FinancialEducational summary; rates, terms, and approval are set by the lender.
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Other mic & private lenders
Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates, terms, and eligibility directly with the lender before acting.