Lanyard Financial
Specialized real estate investment enterprise offering senior and mezzanine real estate finance, structured finance and direct real estate investment, including residential lending. It lends British Columbia, Alberta, Ontario.
Prepayment-penalty method
Standard penalty (about three months' interest)
Breaking early is penalized at roughly three months' interest, an open-style penalty that is generally on the lower, more predictable end.
See what breaking a mortgage early could costWho it tends to fit
- Self-employed and business-owner borrowers
- Newcomers to Canada building credit here
- Buyers of rental or investment property
- Refinances and equity take-outs
General signals only. Approval depends on the full application; a lender that fits on paper still has to say yes.
What you can do with it
- Buying a home
- Refinancing
Rate types
- Fixed rates
Where it lends
British Columbia, Alberta, Ontario
Good to know
- Minimum loan of $1,500,000; aimed at high-value homes
- Lender fee of about 2 percent, generally split with the referring broker
- Access through a mortgage broker
- Loan to value capped at 70 percent for houses and condos, 65 percent for luxury condos and rentals
- Lends in urban areas of BC, AB and ON only
How to reach Lanyard Financial
Available only through a licensed mortgage broker, not directly to the public. This is educational information, not a rate quote; confirm current rates and terms directly.
Visit Lanyard FinancialEducational summary; rates, terms, and approval are set by the lender.
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Other mic & private lenders
Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates, terms, and eligibility directly with the lender before acting.