Lanyard Financial
Vancouver private lender specializing in large residential mortgages from 1.5 to 5 million dollars in urban BC, Alberta and Ontario. Equity-based approvals with no minimum credit score, including options for non-residents. It lends British Columbia, Alberta, Ontario.
Prepayment-penalty method
Standard penalty (about three months' interest)
Breaking early is penalized at roughly three months' interest, an open-style penalty that is generally on the lower, more predictable end.
See what breaking a mortgage early could costWho it tends to fit
- Self-employed and business-owner borrowers
- Newcomers to Canada building credit here
- Buyers of rental or investment property
- Refinances and equity take-outs
General signals only. Approval depends on the full application; a lender that fits on paper still has to say yes.
What you can do with it
- Buying a home
- Refinancing
Rate types
- Fixed rates
Where it lends
British Columbia, Alberta, Ontario
Good to know
- Minimum loan of $1,500,000; aimed at high-value homes
- Lender fee of about 2 percent, generally split with the referring broker
- Access through a mortgage broker
- Loan to value capped at 70 percent for houses and condos, 65 percent for luxury condos and rentals
- Lends in urban areas of BC, AB and ON only
How to reach Lanyard Financial
Available only through a licensed mortgage broker, not directly to the public. This is educational information, not a rate quote; confirm current rates and terms directly.
Visit Lanyard FinancialEducational summary; rates, terms, and approval are set by the lender.
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Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates, terms, and eligibility directly with the lender before acting.