Vault Mortgage Corporation
Toronto-based non-bank private lender founded in 2012, offering first and second residential mortgages plus bridge financing in Ontario and BC. Lends mainly on the property and structures each deal case by case for borrowers who fall outside bank criteria. It lends Ontario, British Columbia.
Prepayment-penalty method
Standard penalty (about three months' interest)
Breaking early is penalized at roughly three months' interest, an open-style penalty that is generally on the lower, more predictable end.
See what breaking a mortgage early could costWho it tends to fit
- Self-employed and business-owner borrowers
- Refinances and equity take-outs
General signals only. Approval depends on the full application; a lender that fits on paper still has to say yes.
What you can do with it
- Buying a home
- Refinancing
Rate types
- Fixed rates
Where it lends
Ontario, British Columbia
Good to know
- Broker-only: deals are submitted by mortgage brokers (FSRA brokerage licence 10890).
- Lends in Ontario and BC.
- Private lending: pricing and fees set per deal; expect higher rates plus lender and broker fees on short-term financing.
How to reach Vault Mortgage Corporation
Available only through a licensed mortgage broker, not directly to the public. This is educational information, not a rate quote; confirm current rates and terms directly.
Visit Vault Mortgage CorporationEducational summary; rates, terms, and approval are set by the lender.
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Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates, terms, and eligibility directly with the lender before acting.