Vault Mortgage Corporation
Non-bank alternative mortgage lender offering first and second residential and commercial mortgages in Ontario and BC. It lends Ontario, British Columbia.
Prepayment-penalty method
Standard penalty (about three months' interest)
Breaking early is penalized at roughly three months' interest, an open-style penalty that is generally on the lower, more predictable end.
See what breaking a mortgage early could costWho it tends to fit
- Self-employed and business-owner borrowers
- Refinances and equity take-outs
General signals only. Approval depends on the full application; a lender that fits on paper still has to say yes.
What you can do with it
- Buying a home
- Refinancing
Rate types
- Fixed rates
Where it lends
Ontario, British Columbia
Good to know
- Broker-only: deals are submitted by mortgage brokers (FSRA brokerage licence 10890).
- Lends in Ontario and BC.
- Private lending: pricing and fees set per deal; expect higher rates plus lender and broker fees on short-term financing.
How to reach Vault Mortgage Corporation
Available only through a licensed mortgage broker, not directly to the public. This is educational information, not a rate quote; confirm current rates and terms directly.
Visit Vault Mortgage CorporationEducational summary; rates, terms, and approval are set by the lender.
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Other mic & private lenders
Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates, terms, and eligibility directly with the lender before acting.