Financière Victoria
Quebec private lender providing first and second mortgages for purchase and refinancing, with no minimum credit score and qualification based on property value. It lends directly to borrowers without sharing files with brokers or other lenders. It lends Quebec.
Prepayment-penalty method
Standard penalty (about three months' interest)
Breaking early is penalized at roughly three months' interest, an open-style penalty that is generally on the lower, more predictable end.
See what breaking a mortgage early could costWho it tends to fit
- Self-employed and business-owner borrowers
- Buyers of rental or investment property
- Refinances and equity take-outs
General signals only. Approval depends on the full application; a lender that fits on paper still has to say yes.
What you can do with it
- Buying a home
- Refinancing
Rate types
- Fixed rates
Where it lends
Quebec
Good to know
- Fixed rates advertised starting around 12 percent; direct-to-borrower private lending, no broker channel.
How to reach Financière Victoria
You deal with this lender directly, no broker required. This is educational information, not a rate quote; confirm current rates and terms directly.
Visit Financière VictoriaEducational summary; rates, terms, and approval are set by the lender.
Want the lenders that fit your situation?
Answer a few questions and see your ranked matches, explained in plain language. Free, about 3 minutes, no SIN, no credit pull.
Other mic & private lenders
Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates, terms, and eligibility directly with the lender before acting.