Neighbourhood Holding Company Ltd.
Canada's Alternative Mortgage Lender offering fast approvals, competitive rates, and flexible mortgage solutions for residential properties across Canada. It lends Alberta, British Columbia, Nova Scotia, Ontario, Quebec.
Prepayment-penalty method
Fair, contract-rate penalty
If you break a fixed term early, the penalty is calculated the borrower-friendly way, using your actual contract rate. This is usually far cheaper than a big bank's posted-rate method, and it is one of the biggest hidden costs most people never compare.
See what breaking a mortgage early could costWho it tends to fit
- Self-employed and business-owner borrowers
- Borrowers with bruised or lower credit scores
- Refinances and equity take-outs
General signals only. Approval depends on the full application; a lender that fits on paper still has to say yes.
At a glance
- Mortgage size: $100K to $2M
- Max amortization: 35 years
What you can do with it
- Buying a home
- Renewal or switch
- Refinancing
Features
- Interest-only payment option
- Assignment purchases (buying a pre-construction assignment)
- Private-sale purchases (no realtor)
Rate types
- Fixed rates
- Variable rates
Where it lends
Alberta, British Columbia, Nova Scotia, Ontario, Quebec
Good to know
- Broker-only; loan approvals and rental income handled case-by-case with your BDM
- No fixed GDS/TDS limits, but high ratios require a documented exit plan
How to reach Neighbourhood Holding Company Ltd.
Available only through a licensed mortgage broker, not directly to the public. This is educational information, not a rate quote; confirm current rates and terms directly.
Visit Neighbourhood Holding Company Ltd.Educational summary; rates, terms, and approval are set by the lender.
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Other alternative (b) lenders
Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates, terms, and eligibility directly with the lender before acting.