UNI Financial Cooperation
Federally regulated credit union serving New Brunswick's Acadian and francophone communities. Offers fixed, variable, and rate-capped mortgage terms, including insured high-ratio options. It lends New Brunswick.
Prepayment-penalty method
Standard penalty (about three months' interest)
Breaking early is penalized at roughly three months' interest, an open-style penalty that is generally on the lower, more predictable end.
See what breaking a mortgage early could costWho it tends to fit
- Self-employed and business-owner borrowers
- Refinances and equity take-outs
General signals only. Approval depends on the full application; a lender that fits on paper still has to say yes.
What you can do with it
- Buying a home
- Refinancing
- Renewal or switch
Rate types
- Fixed rates
- Variable rates
Where it lends
New Brunswick
Good to know
- Membership in the caisse is required to borrow
- Operates only in New Brunswick
- Federal credit union and CDIC member; service offered in French and English
How to reach UNI Financial Cooperation
You deal with this lender directly, no broker required. This is educational information, not a rate quote; confirm current rates and terms directly.
Visit UNI Financial CooperationEducational summary; rates, terms, and approval are set by the lender.
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Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates, terms, and eligibility directly with the lender before acting.