IG Wealth Management (Investors Group Trust Co.)
Mortgage program for IG Wealth Management clients, funded by Investors Group Trust Co. Ltd., a federally regulated trust company, and arranged on nesto's platform. Includes insured mortgages from 5% down and a home equity line of credit called the Home Equity Plan. It lends across Canada except Quebec.
Prepayment-penalty method
Standard penalty (about three months' interest)
Breaking early is penalized at roughly three months' interest, an open-style penalty that is generally on the lower, more predictable end.
See what breaking a mortgage early could costWho it tends to fit
- Self-employed and business-owner borrowers
- Refinances and equity take-outs
General signals only. Approval depends on the full application; a lender that fits on paper still has to say yes.
What you can do with it
- Buying a home
- Refinancing
- Renewal or switch
Features
- Home equity line of credit (HELOC)
Rate types
- Fixed rates
- Variable rates
Where it lends
Across Canada except Quebec
Good to know
- Not available through independent mortgage brokers; access is through IG advisors and IG mortgage advisors, with nesto Inc. acting as the arranging brokerage.
- IG's published mortgage brokerage licences cover all provinces and territories except Quebec.
- Marketed to IG Wealth Management clients as part of a broader financial plan.
How to reach IG Wealth Management (Investors Group Trust Co.)
You deal with this lender directly, no broker required. This is educational information, not a rate quote; confirm current rates and terms directly.
Visit IG Wealth Management (Investors Group Trust Co.)Educational summary; rates, terms, and approval are set by the lender.
Want the lenders that fit your situation?
Answer a few questions and see your ranked matches, explained in plain language. Free, about 3 minutes, no SIN, no credit pull.
Other trust companies
Educational information about Canadian mortgages, not financial or mortgage advice. This tool is offered by Jordan Avery, Mortgage Agent (Level 2), Licence M23999999 · Maple Key Mortgages Inc., FSRA Brokerage Licence 13999 and operated by LenderSearch; figures are estimates. Confirm all rates, terms, and eligibility directly with the lender before acting.